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Frequently Asked Questions

The Document Center

The Document Center, Business Services  General, La Crescenta, CA
I want to transfer my property/Time Share to my spouse, children, tenant, buyer, etc. What do I need to do?

I have loaned money to my children, friend and want to protect myself. What do I need to do?

My loan was paid off to a private party but I have not received papers to remove the loan. What do I do?

My spouse or joint tenant or beneficiary is now deceased. How do I put title in my name?

The trustee of a trust is now deceased. How do the successor trustees disperse the estate?

I have sold my property without a Broker. Now what?

We need to change the terms of our Promissory note. How?

We need to protect our equity in our primary residence. Do you do homesteads?

We cannot pay our mortgage and want to return it to the lender so that the lender won't foreclose. Now what?

The court has ordered that I receive the property but a deed was never done and we can't find the othr party. What can we do?

I want to purchase a friend's property and assume their loan. Can you help?

I have a land contract that has been paid off. How do I get title into my name?

The trustee on our trust deed is no longer in business. How do we get a reconveyance to remove the loan?

The beneficiary is deceased. How do we transfer the notes and trust deeds to the heirs?

We have tried in the past to transfer property ourselves to save money but have done it incorrectly and now it's a mess. How can we straighten this out before someone dies or so that we can sell?

We need to refinance but one of us has bad credit and won't qualify. What can we do?

We want to transfer our property and the loan but we have a fixed rate loan. Can we do this?

We need documents prepared quickly as the party who needs to sign is in critical condition and fading fast. Can you help us?

We just got a divorce or did a trust and we need to change title on our property but it is on leased Indian land. Can you handle this?

We have sold property by ourselves and will be giving the buyer a loan. How do we handle this?

We need a closing agent for a loan assumption and transfer of title. Can you help?

I want to sell my investment property to a friend/buyer and will be carrying back a loan or a loan will be assumed. Can you handle a 1031 Tax Exchange?


I WANT TO TRANSFER MY PROPERTY/TIME SHARE TO MY SPOUSE, CHILDREN, FRIEND, TENANT, BUYER. WHAT DO I NEED TO DO?

Provide us with a copy of the deed showing how title is held and a copy of any property tax bill. If it's a time share we also need the management company's phone number and name of the resort. Fax to us along with your name and phone number with a small note on which you wish to do. You will be contracted for missing information and arrangement made for documents to be signed. We will prepare all proper papers for the recorder, assessor, and will record.


I HAVE LOANED MONEY TO MY CHILDREN, FRIEND, AND WANT TO PROTECT MYSELF. WHAT DO I NEED TO DO?

We will prepare a note and Deed of Trust and will record a lien against the borrowers property. We will need a copy of the deed showing how title is held on the property of the borrower that is being liened and a copy of any property tax bill, along with the terms and conditions of the loan. We will prepare all documents and record.


MY LOAN WAS PAID OFF TO A PRIVATE PARTY BUT I HAVE NOT RECEIVED PAPERS TO REMOVE THE LOAN. WHAT DO I DO?

We can prepare a document to remove the lien and also provide you with documents to prevent problems in the future with title companies. We will prepare and record the documents. The lender has got to sign these. If the lender cannot be found or is deceased then we can search for them. (We currently have a 100% success rate in finding people) If the lender does not have the original documents or can't be found we can arrange for a bond. The lien must be removed if you ever wish to sell or refinance.


MY SPOUSE OR JOINT TENANT OR BENEFICIARY IS NOW DECEASED. HOW DO I PUT THE TITLE IN MY NAME?

We can prepare Affidavit of Death of Joint tenant, Spouse, or Beneficiary and will also record. We need an original death certificate, a copy of the deed showing how the deceased held title. We will prepare all proper papers and record.


THE TRUSTEE OF A TRUST IS NOW DECEASED. HOW DO THE SUCCESSOR TRUSTEES DISPERSE THE ESTATE?

We need to see the trust and a copy of the deed showing how title is held on the property along with a copy of any property tax bill, a death certificate and we will prepare all documents and record.


I HAVE SOLD MY PROPERTY WITHOUT A BROKER. NOW WHAT?

If this is a sale where loans have to be paid off by seller and a new institutional loan by the buyer then we can prepare a deposit receipt for the new lender and to open escrow, also provide disclosures for seller to provide to buyer. If there are no loans to be paid, all cash sale or seller carrying back financing we can handle the complete transaction, with or without title search. We need a copy of deed showing title and a property tax bill or we will open a search.


WE NEED TO CHANGE THE TERMS OF OUR PROMISSORY NOTE. HOW?

We can prepare a modification to change the terms of the loan. We need a copy of the note and Trust Deed.


WE NEED TO PROTECT OUR EQUITY IN OUR PRIMARY RESIDENCE. DO YOU DO HOMESTEADS?

We do. We will prepare and record for you. Your equity will be protected up to the limit of the law until you remove it or sell.


WE CANNOT PAY OUR MORTGAGE AND WANT TO RETURN IT TO THE LENDER SO THAT THE LENDER WON'T FORECLOSE. NOW WHAT?

This is called a Deed in Lieu of foreclosure and requires very special documents to protect all parties along with removing the existing loan. We need a copy of the deed showing how title is held a copy of the note and Trust Deed. We will prepare and record all documents.


THE COURT HAS ORDERED THAT I RECEIVE THE PROPERTY BUT A DEED WAS NEVER DONE AND WE CAN'T FIND THE OTHER PARTY. NOW WHAT?

We need to see a copy of the court order. We can record copies in the County recorder to satisfy the court order or we can search for the missing person.


I WANT TO PURCHASE A FRIENDS PROPERTY AND ASSUME THEIR LOAN. CAN YOU HELP?

Yes, we can handle the transfer papers from seller to buyer and will show you how to handle the loan assumption. We also act as a closing agent for all the big lenders in the country on formal loan assumptions. We need a copy of the deed showing title and a copy of any property tax bill.


I HAVE A LAND CONTRACT THAT HAS BEEN A PAID OFF. HOW DO I GET TITLE INTO MY NAME?

We can transfer title from the contract to the buyer with or without title insurance. We need a copy of the contract and will prepare all papers and record.


THE TRUSTEE ON OUR TRUST DEED IS NO LONGER IN BUSINESS. HOW DO WE GET RECONVEYANCE TO REMOVE THE LOAN?

We can prepare all the proper papers to replace the trustee and then issue the reconveyance to remove the loan. We need a copy of the Note and Trust Deed.


THE BENEFICIARY IS DECEASED. HOW DO WE TRANSFER THE NOTES AND TRUST DEEDS TO THE HEIRS?

This depends on how title is held depending on title being held in Joint Tenants, Trust or if probated. We can prepare all proper papers and record. We need a copy of the note and trust deed and death certificate.


WE HAVE TRIED IN THE PAST TO TRANSFER PROPERTY OURSELVES TO SAVE MONEY BUT HAVE DONE IT INCORRECTLY AND NOW IT'S A MESS. HOW CAN WE STRAIGHTEN THIS OUT BEFORE SOMEONE DIES OR SO THAT WE CAN SELL?

See us, we specialize in difficult or problem transfers and correcting mistakes. Do it before someone dies, or you may find yourselves in the courts to correct.


WE NEED TO REFINANCE BUT ONE OF US HAS BAD CREDIT AND WON'T QUALIFY. WHAT DO WE DO?

We work with lenders to correct title and remove or add people prior to refinancing and then add back after refinancing, remove from trust to individuals, and back to the trust. We need a copy of deed showing how title is held and a copy of any property tax bill. We will prepare and record all documents or work with lender and escrow on recording.


WE WANT TO TRANSFER OUR PROPERTY AND THE LOAN, BUT WE HAVE A FIXED RATE LOAN. CAN WE DO THIS?

Maybe, but probably not. We can give you information on contracting the lender and what your options are.


WE NEED DOCUMENTS PREPARED QUICKLY AS THE PARTY WHO NEEDS TO SIGN IS IN CRITICAL CONDITION AND FADING FAST. CAN YOU HELP US?

Yes, we are not only fast but locally do travel notary. We make every effort to prepare documents in a matter of hours to a few days. We know how to expedite documents, move them, and record in a hurry.


WE JUST GOT A DIVORCE/OR DID A TRUST, AND WE NEED TO CHANGE TITLE ON OUR PROPERTY BUT IT IS ON A LEASED INDIAN LAND. CAN YOU HANDLE THIS?

Yes, we can. This is a very specialized transfer which requires Indian approval and special documents by various agencies and lots of additional fees over and above the average transfers. Documents have to be approved and various fees charged according to the location of property along with recording and filing in Indian and County recorders offices. (Average transfer approximately $800)


WE HAVE SOLD PROPERTY BY OURSELVES AND WILL BE GIVING THE BUYER A LOAN. HOW DO WE HANDLE THIS?

We can handle all documents on this with or without title insurance. We can prepare all transfer documents seller to buyer and the Note and Trust Deed for the loan that the seller will carry. We either open a search or need a copy of deed showing how title is held and a copy of any property tax bills.


WE NEED A CLOSING AGENT FOR A LOAN ASSUMPTION AND TRANSFER OF TITLE. CAN YOU HELP?

Yes, we are a closing agent for all the large lenders in the country, we prepare HUD statements if required.


I WANT TO SELL MY INVESTMENT PROPERTY TO A FRIEND/BUYER AND WILL BE CARRYING BACK A LOAN OR A LOAN WILL BE ASSUMED. CAN YOU HANDLE A 1031 TAX EXCHANGE?

Yes, we have accomodators that will handle all the paperwork to effect your exchange, that will be be coordinated with our transfer paperwork.


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