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The Document Center, Business Services  General, La Crescenta, CA

Are Escrow Fees Always Necessary?

Escrow Fees / Title Fees are not always required! If the seller has institutional loans to pay off or if a buyer is obtaining institutional financing, then those lenders will require full escrow and title insurance.

Under the following circumstances, escrow and title fees are not required:

  • Private party selling direct to buyer, no loans to payoff, and buyer paying all cash or seller carrying back a loan.
  • Family transfers between parents and children, or husband and wife, or friends, into trust.
  • Correction of deeds, vestings, legals.
  • Transactions that escrow or title companies can't do, won't do, or don't know how to do.
  • Removing deceased parties from title.
  • Deeds in lieu of foreclosure.
  • Loans.
  • All inclusive trust deeds.
  • Reconveyance (removing loans when paid).
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